{
  "name": "CBO Financial, Inc.",
  "description": "U.S. community development finance advisory specializing in complex, multi-source capital stacks for mission-driven projects. Structured financing, financing package development, and federal funding proposals across CDFI Fund programs (including New Markets Tax Credits), EPA GGRF, USDA, federal historic tax credits, and tax-exempt bonds — serving 15 industry sectors nationwide.",
  "url": "https://cbofinancial.com",
  "provider": { "name": "CBO Financial, Inc.", "url": "https://cbofinancial.com" },
  "version": "1.0",
  "protocolVersion": "0.2",
  "documentationUrl": "https://cbofinancial.com/llms.txt",
  "capabilities": { "streaming": false },
  "defaultInputModes": ["text"],
  "defaultOutputModes": ["application/json", "text"],
  "discovery": {
    "entityIndex": "https://cbofinancial.com/llms.txt",
    "sitemap": "https://cbofinancial.com/sitemap_index.xml",
    "contact": "https://cbofinancial.com/contact/",
    "onPageSchema": "https://cbofinancial.com/  (FinancialService/Organization JSON-LD in <head>)"
  },
  "skills": [
    {
      "id": "get_catalog",
      "name": "Get services, financing programs & industry solutions",
      "description": "Returns CBO Financial's advisory services (structured financing, financing package development, federal funding proposals/applications, project planning & financial modeling), the federal/state financing programs it structures — with New Markets Tax Credit (NMTC) as the flagship specialty, plus CDFI certification/Capital Magnet Fund/Bond Guarantee/Financial Assistance, EPA GGRF, USDA B&I/Community Facilities/REAP, historic tax credits, tax-exempt bonds, Opportunity Zones — and the 15 industry verticals it serves, as JSON.",
      "x_invocable": true,
      "x_method": "GET",
      "x_endpoint": "https://cbofinancial.com/.well-known/get_services.json",
      "x_response_type": "application/json",
      "examples": ["What does CBO Financial do?", "Do they work with New Markets Tax Credits?", "Can they help finance a healthcare facility?", "What USDA programs do they handle?"]
    },
    {
      "id": "request_project_analysis",
      "name": "Request a free project analysis",
      "description": "Engagements are custom-scoped with no published pricing. The intake path is a free project analysis — submit project details via the human form.",
      "x_invocable": false,
      "x_action": "human_handoff",
      "x_human_url": "https://cbofinancial.com/free-project-analysis/",
      "examples": ["How do I get started?", "Can they review my project's capital stack?", "How much do they charge?"]
    },
    {
      "id": "coverage",
      "name": "Coverage & focus",
      "description": "United States nationwide; focused on mission-driven and community development projects. Informational only.",
      "x_invocable": false,
      "examples": ["Do they work nationwide?", "What kinds of projects do they take on?"]
    }
  ],
  "x_static_discovery": true,
  "x_pricing": {
    "model": "custom_advisory",
    "note": "No published pricing — advisory engagements are scoped per project. Route pricing questions to the free project analysis, never quote a figure.",
    "intake_url": "https://cbofinancial.com/free-project-analysis/"
  },
  "x_note": "Discovery + read-only data card. get_catalog returns live JSON at x_endpoint. request_project_analysis and coverage are informational (x_invocable:false) — intake routes to the human project-analysis form. No autonomous transaction/booking/payment endpoint.",
  "x_built_by": { "name": "Sapid Agency", "url": "https://sapidagency.com", "role": "AI discoverability layer — agent card, llms.txt, schema" }
}
