{
  "protocolVersion": "0.3.0",
  "name": "CBO Financial",
  "description": "We are a financing services firm that specializes in helping businesses, lenders, and investors secure capital for transformative projects in the nation's most distressed communities.",
  "url": "https://cbofinancial.com/",
  "documentationUrl": "https://cbofinancial.com/llms.txt",
  "version": "v8",
  "provider": {
    "organization": "CBO Financial",
    "url": "https://cbofinancial.com/"
  },
  "defaultInputModes": [
    "text/plain"
  ],
  "defaultOutputModes": [
    "text/plain"
  ],
  "capabilities": {
    "streaming": false,
    "pushNotifications": false
  },
  "skills": [
    {
      "id": "published-business-facts",
      "name": "Published business facts",
      "description": "Answers to the questions buyers ask, published by this business and attested by a named person on 2026-08-04. Served as plain text on the homepage, in llms.txt, and in this card.",
      "tags": [
        "arts",
        "culture",
        "education",
        "environmental",
        "financial services",
        "health care",
        "housing development",
        "infrastructure",
        "manufacturing",
        "retail"
      ],
      "examples": [
        "What do you sell?",
        "How do I get it — do I buy it, rent it, subscribe, or hire you?",
        "Where do you serve?",
        "How long have you been doing this?",
        "What do your licenses and certifications mean for me?",
        "Who do you normally work with?",
        "What happens after I buy?",
        "How much have you financed?"
      ]
    }
  ],
  "facts": {
    "what_we_sell": {
      "question": "What do you sell?",
      "answer": "We provide access to a variety of federal financing and subsidy programs, including those offered by the CDFI Fund, EPA, USDA and other agencies, along with financing package development, structured financing services, and federal funding proposals."
    },
    "how_to_get_it": {
      "question": "How do I get it — do I buy it, rent it, subscribe, or hire you?",
      "answer": "You engage us as consultants — every project starts with a free project analysis, and we develop and structure the financing package from there."
    },
    "where_we_work": {
      "question": "Where do you serve?",
      "answer": "We work nationwide, funding projects for local and national nonprofits, for-profit developers, and municipal agencies in the nation's most distressed communities."
    },
    "how_long_we_have_done_it": {
      "question": "How long have you been doing this?",
      "answer": "We have been providing community development financing services since 1999."
    },
    "what_our_credentials_mean_for_you": {
      "question": "What do your licenses and certifications mean for me?",
      "answer": "We are practitioners in the programs we advise on: more than $1 billion financed nationwide, over 200 projects funded, and $150 million in New Markets Tax Credits awarded to a CBO subsidiary — we hold NMTC allocations ourselves rather than only advising on them."
    },
    "industries_and_customers_served": {
      "question": "Who do you normally work with?",
      "answer": "We fund projects across agriculture, arts and culture, education, environmental, financial services, health care, housing development, infrastructure, manufacturing, retail, renewable energy, recreation, social services, transportation, and technology — for local and national nonprofits, for-profit developers, and municipal agencies working in distressed communities."
    },
    "after_the_sale": {
      "question": "What happens after I buy?",
      "answer": "Every engagement starts with the free project analysis: you describe the project — budget, estimated construction timeline, and current status (site secured, permits, business plan, financing so far) — and we assess eligibility across the federal programs we work with. From there we develop the financing package, structure the financing, and prepare the federal funding proposals."
    },
    "how_much_have_you_financed": {
      "question": "How much have you financed?",
      "answer": "Over $1 billion in high-impact investments nationwide, including $150 million using New Markets Tax Credits awarded to a CBO subsidiary."
    },
    "how_many_projects_have_you_funded": {
      "question": "How many projects have you funded?",
      "answer": "More than 200, for local and national nonprofits, for-profit developers, and municipal agencies."
    },
    "what_does_the_free_project_analysis_involve": {
      "question": "What does the free project analysis involve?",
      "answer": "You describe the project, budget, construction timeline, and status — site, permits, plans, financing secured — and we assess which federal programs fit. It costs nothing."
    }
  },
  "whereToGo": {
    "Prices and quotes": "https://cbofinancial.com/free-project-analysis/",
    "Products and services": "https://cbofinancial.com/services/",
    "Contact a human": "https://cbofinancial.com/contact/",
    "Machine-readable fact sheet": "https://cbofinancial.com/llms.txt",
    "Machine-readable identity card": "https://cbofinancial.com/.well-known/agent-card.json",
    "Tamper-evident fact-sheet version history": "https://aigentcandor.com/stamp/cbofinancial.com/"
  },
  "factSheet": {
    "version": "v8",
    "attestedBy": "Michael Emery, Sapid Agency (site management for CBO Financial)",
    "attestedOn": "2026-08-04",
    "generatedUtc": "2026-08-14T09:59:17Z",
    "notPublished": [
      "A direct staff email address — the contact form and the phone line are the monitored channels, and email inquiries are not."
    ],
    "notPublishedNote": "These topics are deliberately not published. Absence here is not a missing answer; ask the business directly.",
    "history": "https://aigentcandor.com/stamp/cbofinancial.com/",
    "historyNote": "Tamper-evident version history of this fact sheet. It records that these exact bytes existed no later than the anchoring transaction. It does not verify identity and does not attest that the facts are true."
  },
  "siteManagedBy": {
    "name": "Sapid Agency",
    "url": "https://www.sapidagency.com/"
  },
  "contact": {
    "phone": "+1.318.490.6891"
  }
}